FCRA REQUIREMENTS The Fair Credit Reporting Act (FCRA) requires all consumer reporting agencies to provide a toll-free number for consumers to call when they have had an adverse action taken against them based in whole or part on a report run through that consumer reporting agency (CRA). The CRA is required to provide the consumer with a copy of their report, within thirty days, once a written request is received. Any consumer that has an adverse action taken against them can contact iiX within the permissible time and request a copy of their report. iiX's process regarding this requirement follows: Form Request Option 1 - Access via web The consumer downloads, and prints the FCRA Release Form. The consumer completes the form by providing required information including their driver's license number, authorization for iiX to search the FCRA database for their report, and release it to them. Once the consumer signs and returns the release, the report is mailed to the mailing address shown on the release form. Option 2 - Via Telephone or Fax The consumer contacts iiX via a toll free number, 866-560-7015 and provides their name, mailing address and ten digit telephone number. If the consumer uses a fax machine, please include that number. If required, an FCRA support representative will contact the consumer. The consumer is then mailed or faxed a release form. The consumer completes the form by providing required information including their driver's license number, authorization for iiX to search the FCRA database for their report, and release it to them. Once the consumer signs and returns the release, the report is mailed to the mailing address shown on the release form. If the consumer has questions regarding a Credit Score, or Claims Loss report, iiX provides the consumer with the name and 800 number of the corresponding CRA since iiX is only a third party processor in these instances. These Consumer Reporting Agencies and their FCRA numbers are provided below: Credit Reports APLUS Claims Employment Trans Union ISO Intellicorp 800-645-1938 800-709-8842 888-946-8355 or 440-542-2111
FCRA REQUIREMENTS
The Fair Credit Reporting Act (FCRA) requires all consumer reporting agencies to provide a toll-free number for consumers to call when they have had an adverse action taken against them based in whole or part on a report run through that consumer reporting agency (CRA). The CRA is required to provide the consumer with a copy of their report, within thirty days, once a written request is received.
Any consumer that has an adverse action taken against them can contact iiX within the permissible time and request a copy of their report. iiX's process regarding this requirement follows:
Form Request
If the consumer has questions regarding a Credit Score, or Claims Loss report, iiX provides the consumer with the name and 800 number of the corresponding CRA since iiX is only a third party processor in these instances. These Consumer Reporting Agencies and their FCRA numbers are provided below:
